Questions for Buying Property on St. George Island

If you are considering the purchase of a vacation home, now is a great time to act.  The market has stabilized and prices are still very reasonable on St. George Island.  Here are some questions to ask yourself before your start your property search.

  • Where do I want to be?  On St. George Island, your choices are gulf front, gulf view, bay or interior.  Or you can choose the Plantation, Gulf Beaches , East End or Business District.
  • What is the purpose of my purchase?  Will this be a rental home, a second or vacation home, a retirement home or a telecommuter home?
  • Do I want to buy an existing home or buy a lot and build?  There are advantages to each.
  • What type of amenities do I want?   Pool (onsite or community), tennis, security, beach, beach access, architectural restrictions, boat dock on-site.
  • What home features are most important?  Bedrooms, baths, layout, interior finishes, kitchen, etc.
  • How much do I want to invest?   Determine your budget and price range.
  • Will I pay cash or finance the purchase?  Most financial institutions currently lend up to 75% of the purchase price or appraised value, whichever is lower.

If you need more information about buying on St. George Island, please contact me hspohrer@stgeorgeisland.com or 850-899-1262.

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