This year through July, there were 102 new foreclosure cases filed here in Franklin County, according to Clerk of Court Marcia Johnson.  In 2012, a total of 180 cases were filed.  This is down from the peak here in Franklin County when annual filings were over 200.  Johnson also reported that only 21 cases were filed during 2005, her first year in office.  While the level of foreclosure filings remains somewhat high for the county, there are few new filings on St. George Island.  Currently, there are no active bank owned listings on St. George Island.  This is due, in part, to the active market on St. George and to the bank’s willingness to approve short sale transactions.