4-Point Inspections for Beach Houses

Purchasing insurance is an important part of buying a home on St. George Island or anywhere in Franklin County, Florida.  If your home is over 30 years old, your insurance company will require a Four Point Inspection.  This short-form inspection covers electrical system, plumbing system, HVAC systems, including new AC unit installation, and roof.  If you are selling an older home, it may be helpful to have this inspection done prior to listing your home.  If they house fails on any of the four points, this will affect your insurance and financing for the property.   The cost of a 4-Point is currently $125 to $150.  If you are a buyer, your home inspector may be able to do this at the same time for a discounted rate.